Understanding Insurance Reimbursement For Wigs

A simple guide to understanding the process of medical hair loss.

One of the first questions many women ask during medical hair loss is:

“Does insurance help cover wigs?”

And the answer is:
sometimes, yes.

Many insurance companies offer partial reimbursement for wigs for medical hair loss, especially when prescribed for chemotherapy, alopecia, or other medical treatments.

But understandably, the process can feel confusing at first.

At Fortune Wigs, we often speak with women who are already emotionally overwhelmed and unsure where to even begin.

The good news is:
you do not need to figure everything out alone.

While Fortune Wigs does not bill insurance companies directly, many of our clients successfully submit documentation to their insurance providers for reimbursement.

In many cases, insurance companies may request:

• a prescription from your doctor

• an invoice or receipt

• documentation showing medical necessity

• wording such as “cranial prosthesis.”

One important thing many women don’t realize is that reimbursement amounts can vary significantly depending on the insurance provider and plan.

Some plans may reimburse only a portion.
Others may provide more substantial coverage.

That’s why we always encourage clients to contact their insurance company directly before purchasing to better understand their individual benefits.

Another thing we gently remind women:

Do not feel embarrassed about asking questions during this process.

Hair loss during treatment is emotional enough already.

You deserve support, patience, and clarity as you navigate your options.

And because choosing a wig can feel like a major decision emotionally and financially, Fortune Wigs offers several thoughtful options designed to make the experience feel easier, more comfortable, and even enjoyable for our clients.

In many cases, clients are able to:

• Select pieces comfortably from home before completing payment

• Take time trying the piece privately

• return eligible pieces within the approved return period if needed

• and later consign eligible human hair pieces once they no longer need them

When eligible consignment pieces sell, clients receive 40% of the selling price, plus a 20% discount toward a future purchase.

For many women, this creates additional peace of mind during a temporary season of hair loss.

At Fortune Wigs, our goal is not simply to help women choose wigs.

Our goal is to help women feel supported and comfortable throughout the entire process.

If you are currently experiencing medical hair loss and have questions about wigs, insurance reimbursement, or where to start, we encourage you to reach out to our team directly before purchasing.

We are always happy to help guide you gently through the process.